计算工具
贷款/EMI 计算器
免费贷款和 EMI 计算器。计算任何贷款金额、利率和期限的每月还款额、总利息和总成本。在您的浏览器中运行。
Runs in your browser
From the loan amount to the monthly cheque.
Payments assume an amortising loan with equal monthly instalments and no fees.
编辑注
Understanding · Interest, compounded honestly.
本深度章节目前仅有英文版本。上方的转换工具支持您的语言;长篇说明文章尚未翻译。
常见问题
Quick answers.
›What is EMI?
EMI = Equated Monthly Installment. The fixed monthly payment that repays your loan in equal instalments over the term.
›How is the EMI calculated?
EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ − 1) where P = principal, r = monthly rate, n = number of months. We do the math for you.
›Does this account for fees or insurance?
No — it covers principal and interest only. Add origination fees or insurance separately for total cost.
›Can I see an amortisation schedule?
Currently we show totals. For a month-by-month breakdown, use a dedicated amortisation tool.
›Is the loan calculator free?
Yes — fully free, no signup, runs in your browser.
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