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Hypotheek Calculator

Gratis hypotheekcalculator. Schat de maandelijkse betaling inclusief hoofdsom, rente, onroerendgoedbelasting en verzekering (PITI). Werkt in elke valuta, draait in de browser.

Runs in your browser

From the price tag to the keys, the monthly cheque made plain.

P & I covers principal and interest only. Property tax and insurance vary by lender; the figures above are working approximations.

Redactionele opmerking

Understanding · Thirty years of one number.

Dit uitgebreide hoofdstuk is momenteel alleen in het Engels beschikbaar. De conversietool hierboven werkt in jouw taal; de lange uitleg is nog niet vertaald.

Veelgestelde vragen

Quick answers.

›What is PITI?

Principal, Interest, Taxes and Insurance — the four parts of your monthly housing payment that lenders use to qualify you.

›Should I make a 20% down payment?

20% avoids private mortgage insurance (PMI) on US conforming loans, but lower down payments are common (3-5% with FHA / first-time buyer programs).

›Does this include HOA fees?

No — add HOA dues separately to your total monthly cost. We only model PITI.

›Fixed or variable rate?

We assume a fixed rate. For ARMs the early-term rate is the same calculation; later years vary with the index.

›Is the calculator free?

Yes — fully free, no signup, runs in your browser.

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