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Rekenmachines

Lening / EMI Calculator

Gratis lening & EMI calculator. Bereken maandelijkse betaling, totale rente en totale kosten voor elk geleend bedrag, rentetarief en looptijd. Werkt in uw browser.

Runs in your browser

From the loan amount to the monthly cheque.

Payments assume an amortising loan with equal monthly instalments and no fees.

Redactionele opmerking

Understanding · Interest, compounded honestly.

Dit uitgebreide hoofdstuk is momenteel alleen in het Engels beschikbaar. De conversietool hierboven werkt in jouw taal; de lange uitleg is nog niet vertaald.

Veelgestelde vragen

Quick answers.

What is EMI?

EMI = Equated Monthly Installment. The fixed monthly payment that repays your loan in equal instalments over the term.

How is the EMI calculated?

EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ − 1) where P = principal, r = monthly rate, n = number of months. We do the math for you.

Does this account for fees or insurance?

No — it covers principal and interest only. Add origination fees or insurance separately for total cost.

Can I see an amortisation schedule?

Currently we show totals. For a month-by-month breakdown, use a dedicated amortisation tool.

Is the loan calculator free?

Yes — fully free, no signup, runs in your browser.

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