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복리 계산기
무료 복리 계산기. 월별 기여금 및 모든 복리 빈도로 미래 가치를 예측합니다. 저축, 투자, 은퇴용.
From a deposit and a habit to a future balance.
Compounding can pile up fast. The future value uses the chosen schedule for the lump and monthly compounding for the contribution stream.
편집자 노트
Understanding · Money that earns money.
이 심층 챕터는 현재 영어로만 제공됩니다. 위의 변환 도구는 귀하의 언어로 작동하지만, 긴 설명 글은 아직 번역되지 않았습니다.
자주 묻는 질문
Quick answers.
›What is compound interest?
Interest earned on both your original principal and previously earned interest. Each period the base grows, so the next period's interest grows too.
›Monthly vs annual compounding — does it matter?
Yes, but the difference is small at typical rates. Monthly compounding at 5% APR = ~5.12% effective annual yield.
›How is this different from APY?
APY = annual percentage yield, the effective rate after compounding. APR is the nominal rate before compounding. Both are useful when comparing accounts.
›Does it model taxes?
No — outputs are gross. Tax-advantaged accounts (Roth IRA, ISA) keep gains tax-free; taxable accounts pay annual tax.
›Is the calculator free?
Yes — free, no signup, runs in your browser.
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