計算
住宅ローン計算
無料の住宅ローン計算ツール。元金、利息、固定資産税、保険を含む月々の支払い(PITI)を estimatします。あらゆる通貨に対応、ブラウザで動作します。
From the price tag to the keys, the monthly cheque made plain.
P & I covers principal and interest only. Property tax and insurance vary by lender; the figures above are working approximations.
編集者注
Understanding · Thirty years of one number.
この詳細な解説章は現在、英語版のみで提供されています。上の変換ツールはあなたの言語で動作しますが、長文の解説記事はまだ翻訳されていません。
よくある質問
Quick answers.
›What is PITI?
Principal, Interest, Taxes and Insurance — the four parts of your monthly housing payment that lenders use to qualify you.
›Should I make a 20% down payment?
20% avoids private mortgage insurance (PMI) on US conforming loans, but lower down payments are common (3-5% with FHA / first-time buyer programs).
›Does this include HOA fees?
No — add HOA dues separately to your total monthly cost. We only model PITI.
›Fixed or variable rate?
We assume a fixed rate. For ARMs the early-term rate is the same calculation; later years vary with the index.
›Is the calculator free?
Yes — fully free, no signup, runs in your browser.
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