Kalkulator
Kalkulator Bunga Majemuk
Kalkulator bunga majemuk gratis. Proyeksikan nilai masa depan dengan kontribusi bulanan dan frekuensi majemuk apa pun. Untuk tabungan, investasi, pensiun.
From a deposit and a habit to a future balance.
Compounding can pile up fast. The future value uses the chosen schedule for the lump and monthly compounding for the contribution stream.
Catatan editor
Understanding · Money that earns money.
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Pertanyaan yang sering diajukan
Quick answers.
›What is compound interest?
Interest earned on both your original principal and previously earned interest. Each period the base grows, so the next period's interest grows too.
›Monthly vs annual compounding — does it matter?
Yes, but the difference is small at typical rates. Monthly compounding at 5% APR = ~5.12% effective annual yield.
›How is this different from APY?
APY = annual percentage yield, the effective rate after compounding. APR is the nominal rate before compounding. Both are useful when comparing accounts.
›Does it model taxes?
No — outputs are gross. Tax-advantaged accounts (Roth IRA, ISA) keep gains tax-free; taxable accounts pay annual tax.
›Is the calculator free?
Yes — free, no signup, runs in your browser.
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